First Time Homebuyers Resources

1. Georgia Dream Program

"The Georgia Dream program was created to make homeownership possible for eligible low and moderate-income Georgians by providing affordable financing options, down payment assistance, and homebuyer education. The Georgia Department of Community Affairs (DCA) acts as the secondary market for lenders who want to provide an affordable mortgage product." Here is a link to participating vendors to help you get started: https://www.dca.ga.gov/housing/homeownership/georgia-dream/homebuyers/list-of-lenders 

2. Federal Housing Administration Home Loans 

"FHA loans have been helping people become homeowners since 1934. How do we do it? The Federal Housing Administration (FHA) - which is part of HUD - insures the loan, so your lender can offer you a better deal. Low down payments, Low closing costs, and Easy credit qualifying." Find a lender here: https://www.hud.gov/program_offices/housing/sfh/lender/lenderlist